|Name||Interest Rate||Fees||Grace Period (months)||Interest Accrual Begins||Deferrable during Residency||Repayment Begins||Can be included in a federal consolidation loan|
|*Federal Direct Subsidized and Unsubsidized for Undergraduates||
3.76% (disbursed on or after 7/1/2016)
|6||At end of grace period||No||At end of grace period||Yes|
|*Federal Direct Unsubsidized for Graduate Students||
5.31% (disbursed on or after 7/1/2016)
|6||At disbursement||No||At end of grace period||Yes|
|*Federal Direct Graduate PLUS Loans||
6.31% (disbursed on or after 7/1/2016)
|No grace, however there is a 6 month post enrollment deferment||At disbursement||No||Six months after ceasing being enrolled at least half-time||Yes|
|*Federal Perkins||5.0%||0%||9||At the end of grace period||No||At the end of grace period||Yes|
|University Loan||5.0%||0%||6||At the end of grace period||Yes||At the end of grace period||No|
|Health Professions Loan||5.0%||0%||12||At the end of grace period||Yes||At the end of grace period||Yes|
|Loan for Disadvantaged Students||5.0%||0%||12||At the end of grace period||Yes||At the end of grace period||Yes|
|Nursing Student Loan||5.0%||0%||9||At the end of grace period||N/A||At the end of grace period||Yes|
|Primary Care Loan||5.0%||0%||12||At the end of grace period||Yes||At the end of grace period||No|
You are not required to make any payments while enrolled at least half-time in school and during your grace period. Interest on your Federal Direct Unsubsidized and Graduate PLUS Loans will continue to accrue if you don't make any payments, and the accrued interest will then be capitalized (added to the principal balance) when your loan enters repayment (after your grace period is exhausted).
* This loan will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by student, guaranty agencies, lenders, and institutions determined to be authorized users of the data system.
All information contained herein is subject to change; please contact your loan servicer and click below for more details.